You Need a Real Estate Sherpa
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Having an agent who is in-tune to the ins and outs of the real estate market is invaluable in your buying or selling experience. Even in a “normal” housing market, an experienced guide helps you price your house correctly if you are selling or helps you to avoid overpaying or offending a seller with a […]
Home Ownership Significantly Contributes to Financial Well-Being
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To many people, building your net worth means playing the stock market, buying CDs, or opening a savings account; however, a recent survey by Economist Jonathan Eggleston and Survey Statistician Donald Hays, both of the US Census Bureau, shared that owning a home and having a retirement account are actually the biggest determinants of wealth. This should not be surprising since […]
What Credit Score is Needed to Qualify for a Mortgage?
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We all know that your FICO® score is crucial to the home buying process; however, many buyers aren’t sure what is required to get the loan they need. Recently, CNBC shared that the average national FICO® score is at an all-time high of 706! Fortunately, that high of a score is not necessary to qualify for […]
Many Buyers are Confused about Down Payments
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According to the Nerdwallet ‘2019 Home Buyer Report’, many (62%) first-time home buyers believe the myth that a 20% down payment is needed to purchase a home. This common misconception causes home buyers to wait longer to enter the market – it could even delay the purchase of their dream home by several years (in some […]
5 Important Home Buying Acronyms and their Definitions
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Quick Tips: Knowing the home buying language is a critical piece to feeling successful when purchasing a home. You will hear the acronyms from APR to P&I an it will be necessary to know what they mean. Indy Property Experts is here to help give you confidence and keep you informed throughout the entire home […]